Product Manager (Working Capital Finance)

From 3 to 8 year(s) of experience
₹ 7,00,000 - 12,00,000 P.A.

Job Description

Job Title - Product Manager Working Capital Finance

Grade -Manager / Senior Manager

Department - Working Capital Finance

Location - Mumbai(Lower Parel)

Reporting To Product Head – Working Capital Finance

A. Position Purpose

The Product Manager is responsible to drive initiatives, that help in achieving the stated strategic objectives of Working capital finance unit. This position will work with function like sales, credit, and operations across WCF to ensure that goals defined for WCF are delivered as per expectations. As product manager WCF, the main role will be to manage and execute product linked key performance matrix, regulatory reporting, ensure compliance, maintaining portfolio hygiene, initiate client communications, drive process and system changes in line with regulatory / business requirements for WCF department

B. Position Responsibilities

1 Manage day to day functioning of Product aspects for Working Capital Finance (WCF).

2 Manage all regulatory, compliance reporting in time for WCF

3 Prepare and publish dashboards, reports, mis of key matrix on WCF business regularly to all stakeholders. Ensure review of portfolio at regular intervals and appropriate reporting.

4 Work with the functions such as Operations, Policy, Credit, Legal, Compliance teams in developing and executing the product related aspects such as processes, regulatory compliance, product kits, risk policy review etc.

5 Run client communication through mediums like - Online, SMS, Email etc. for all working capital facility related information, any changes in product for all and develop acquisition focused marketing programs for cross selling Working Capital products on the banks existing client base.

6 Develop go-to-market strategy, in conjunction with the WCF Sales team for Implementation of the marketing and Incentive plans

7 Responsible for the development of all customer requirement understanding such as generate market Intelligence, buyer preferences and competition mapping, markets investigation etc.

8 Review and suggest cost saving measures to be within budgets on the Product P&L

9 Develop and execute all product related information by streamline the data flow concerns if any in all the products handled.

C. Qualifications and Experience Requirement

Essential Postgraduate from a known institute

Preferred Management Graduate / CA


Essential Minimum 4-5 years of experience in banking (preferably assets). Understanding of the banking environment for asset products.

Preferred Experience in product management role. Prior experience in functions related to asset products (business/ policy/ credit etc.)

D. Competency Requirements

Skill Attribute

Business Analysis • Strategic, Analytical • Good understanding of the financial services business (assets) • Proficiency in MS excel, and MS power is must • A strong communicator with excellent co-ordination, relationship, and team management skills.

b. Behavioural Skills

Skill Attribute

Professionalism • Conducts duties with good judgment and in good faith

Respect • Sensitive and responsible for what is said and done

Excellence • Acts in a manner that earns the trust and admiration of others

Entrepreneurial • Enterprising and take ownership of ones actions

Teamwork • Works collaboratively to achieve the common goals and be successful together

Influence • Influences stakeholders in a smooth, non-abrasive manner

Analytical Thinking • The scientific approach to problem solving. Definition; Hypothesis; Facts; Analysis; Solution. Incisive Analytical Skills.

Attention to Detail • Is meticulous and checks on the nitty gritty

Conceptual Thinking • Ability to identify patterns or links between seemingly unrelated issues

Problem Solving • Using generic or ad hoc methods, in an orderly manner, for finding solutions

Adaptable • Adapts to challenging situations

Role:Product Manager

Salary: 7,00,000 - 12,00,000 P.A.


Department:Product Management

Role Category:Product Management - Technology

Employment Type:Full Time, Permanent

Key Skills
Skills highlighted with ‘‘ are preferred keyskills


UG:Any Graduate

Company Profile

Mount Talent Consulting

Thanks & Regards,


Mount TalentIndia, USA, Singapore, Dubai  | Cell: +91- 9971184930

Consulting | Technology

Company Info
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Contact Company:Mount Talent Consulting