Credit Analyst

From 1 to 6 year(s) of experience
₹ Not Disclosed by Recruiter

Job Description

Roles and Responsibilities

Role Description We are seeking to hire a credit analyst to join our team. You will manage a portfolio of clients. Your responsibilities will include evaluating the financial status of potential customers, monitoring existing clients, performing risk assessments, and making informed decisions while extending credit. To excel in this role, you will have a bachelor's degree in finance, accounting, or a related field. You should demonstrate sound judgment, strong analytical skills, and negotiation skills. A background in the financial industry is advantageous. Key Responsibilities Analyze and assess the financial statements and credit history of existing and potential clients. Review credit applications and perform credit checks. Structure deals and perform risk assessments. Present analysis, findings, and recommendations to managers, especially findings that involve a borrowers ability to repay Ability to make informed decisions backed by sound assessment. Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits. Ability to handle multiple projects and submit applications on time. Financial forecasting. Practice due diligence. Keep up to date with the comp lending protocols Desired Background Bachelors degree in finance, accounting, or other business-related fields Strong proficiency in MS Office and general computer use Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision Strong attention to detail and ability to notice discrepancies in data Impeccable understanding of financial statements, ratios, and concepts





Desired Candidate Profile

Having exposure of Underwriting, Personal Discussion, CAM, Handling Indian Clients.



Perks and Benefits



Role:Credit Analyst

Salary: Not Disclosed by Recruiter

Industry:FinTech / Payments

Functional Area:BFSI, Investments & Trading

Role Category:Lending

Employment Type:Full Time, Permanent

Education

UG:Any Graduate

PG:Any Postgraduate

Company Profile

Mount Talent Consulting Private Limited

Fintech/ NBFC

Company Info
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Contact Company:Mount Talent Consulting Private Limited